LOAN & CREDIT-CARD TRACKER
Own every payday. Know exactly when you're debt-free.
BRiSM Credit maps every loan and card against your salary dates — so each paycheck gets one clear job, and your debt-free date stops being a feeling and becomes a date on the calendar.
Free forever · No account · 100% on your device
THE PROBLEM
Juggling a car loan, a personal loan, and two cards? Each due on a different day, interest stacking up while you're not looking — and “when does this end?” is just a feeling.
PROJECTED DEBT-FREE
MAR 2027
Sample projection
Add your loans and cards and your real date appears instantly.
HOW IT WORKS
Add your loans and cards.
Balance, monthly payment, due day — done in seconds. No account, no signup.
See what every payday owes.
BRiSM lines everything up against your salary dates, so every paycheck gets one clear job.
Watch your debt-free date arrive.
Check off payments and watch the date pull closer — proof your plan is working.
Track who owes you, too.
Lent money or split a bill? Log it under Owed and check off repayments — the same clarity, pointed the other way.
A LOOK INSIDE
FAQ
- Is it really free?
- Yes — no paywall, no trial, no upsell. The whole app is free to use.
- Where is my data stored?
- On your device only. Nothing is uploaded to a server — your numbers never leave your browser.
- Do I need to connect my bank?
- No. You enter your balances and payments yourself; nothing links to your accounts.
- Does it sync across devices?
- Not yet — your data lives on the device you use. You can export a backup and import it elsewhere.
- Does it work offline?
- Yes. Once it's open it runs entirely on your device, online or off.
Every payday without a plan is interest you didn't have to pay — start today, it's free.